Capital Small Finance Bank Targets 20%+ Credit Growth in FY26, Expects CASA Ratio Boost
Capital Small Finance Bank has reported a significant 21.4% year-on-year (YoY) increase in net profit, reaching ₹34.24 crore for the March quarter, up from ₹28.21 crore in the same period last year. Although sequential profit growth was modest, the bank is optimistic about its future prospects, eyeing over 20% credit growth in FY26. The bank also anticipates a rebound in its CASA (Current Account Savings Account) ratio, a key indicator of liquidity and customer loyalty. With a strong focus on digital banking and customer engagement, Capital Small Finance Bank is well-positioned to achieve its growth targets, driven by increasing demand for personal loans, home loans, and other financial services. As the bank continues to expand its operations and improve its financial performance, it is likely to attract more customers and increase its market share, thereby boosting its overall growth and profitability in the competitive banking sector, including private banking and retail banking.
